Treatment of an Honorarium as Employment Income. A registration under section 80G of the Income Tax Act, on the other hand, gives tax benefits (80G deduction) to an NGO's donor. This has come to strengthen my position.Thanks, Jonathan Casely Wiredu (FMVA,MSc,BCom,HND). Charitable or Religious trusts are constituted to promote the welfare of public and hence, Income tax law provides exemptions to any income derived from property held under such trusts if it is not misused or diverted to non-charitable objects. Initially it was exactly the scenario but with increase in unscrupulous practices these NGOs were made liable to pay tax and also allowed exemption. NGOs can accept donations from private individuals, for-profit companies, charitable foundations, and governments, whether local, state, federal, or even foreign. b. The renovation is considered as works. My NGO engages in the production and sale of artefacts as a fund raising activity but auditors wants to classify that income as business income subject to tax. Registering a Sole Proprietorship Business in 2023, How Foreign Investors Can Register a Business with the GIPC in 2023, How a Foreigner can Obtain Visa on Arrival to Nigeria 2023, How to Obtain a Ghana Work and Residence Permit in 2023, Nature of Business (Give a brief description of the companys business activities, Personal details of Executive Council Members, secretary and subscribers (nationality, date of birth, occupation, contact, email and residential address), Tax Identification Number of Executive Council Members, Secretary and Subscribers, Personal details of the secretary (Name, Residential Address, Postal Address, Mobile Number and qualification), Purpose of Beneficial Ownership Information (You select Company Registration). However, NGOs make efforts to pay fair wages to their workers. The official fee for registering a company limited by guarantee with the Department of Social Welfare is 1,200 for local NGOs and $1,200 for foreign NGOs who have their branches registered in Ghana. Well, simply put it is because the assumption of an automatic tax free environment for NGOs is mistaken. c.Provision of services such as training, or consultancy. 501 (c) (3) charitable nonprofit organizations typically are exempt from paying income and property taxes and donations to their work are deductible on federal and most state tax returns. The poverty rate is estimated to have slightly increased from 25 percent in 2019 to 25.5 percent in 2020. they have been specified in the law, or in any other case, the procedure to enforce such exemption has been followed). Ultimately any NGO that buries their head in the sand, thinking that tax issues are not a primary concern for them are running a risk. The learned judge also referred to the South African case of Chancellor, Master and Scholars of the University of Oxfordv. Commissioner for Inland Revenue, Republic of South Africa to support his position. These include: Restraint of individuals by acting in concert with Ghana Immigration Service to prevent travel without paying taxes due, Recovery through agents of non-residents; and. The predefined criteria include being a resident entity of public character that is established for relief of poverty or distress of the public, advancement of education, or provision of general public health, education, water or road construction or maintenance. In terms of donor funding, in the current world that we are in, every penny of the donor must be accounted for. Condition of Use So, in a word do remember to file the returns even if no tax is payable! The views expressed do not necessarily represent those of PwC. The normal response will be Of course!. f.Establishment of Charity Commission, The Corporate governance in the Charity industry in Ghana appears not to be robust enough to build trust that assures all and sundry that assets of these organisations are safeguarded. The irony is that, for most donor countries, direct taxes (personal and corporate income taxes) remain the workhorse of the tax system and help to finance aid. Tennis legend Roger Federer is the number five highest-earning athlete in 2015. spiritual consultation fee. First and foremost, the type of organisation should be religious in nature. (All goods and services exempt from VAT are also exempt from the NHIL and GETFund). Do non-profit/ non-governmental organisations (NGOs) deserve a special tax regime? More likely, it is their employers that may be at fault. A public trust with an income of atleast 50,000 rupees or less or more than 50,000 needs to file a return to income every financial year.Further, if the voluntary organization in question has not been registered U/S.12A of the Act and earns an income that exceeds the minimum taxable limit then its total income and the corpus fund will be taxable on the amount excess. It is for the organisation, simpliciter. Privacy Policy All businesses registering with the GRA, must do so at the nearest GRA district office closest to the project location. This button displays the currently selected search type. These organizations do not exist for profit motive, hence called as . This classification should, however, be distinguished from zero-rated supplies. The person or organization will get a deduction of 50% of donation amount from the Taxable Income. Finally, the urgency of the exercise drives home the need to increase domestic revenue mobilization in order to be less dependent on external resources for development. Are we condoning contravention of Act 179? She could neither sue in tort nor in contract. In Ghana, income tax is levied in each year on the income of both resident and non-resident persons . From the foregoing, the total amount payable to the Ghana Revenue Authority is US$610. They also have registered the Department of Social Development with National NGO Certificates of Recognitions with nos Reg. Companies limited by guarantee including NGOs are exempted from paying corporate taxes. The commitment to paying taxes is low. By necessary implication, the route for undertaking religious organisations in Ghana may be by a Company Limited by Guarantee under the Companies Act, 1963, Act 179, or by a Trust registered under Trustees (Incorporation) Act, 1962, Act 106 with no particular individual(s) being ultimate beneficiary(ies). Top Management The highest rate is presently 35%. 1. Taxes in Ghana at a glance, but obsolete. In addition, certain tax obligations or costs will normally not be exempted - for example, payroll taxes on employees, withholding taxes on suppliers, stamp duty on various legal instruments and indirect taxes on supplies of certain services (for example, telecommunications, electricity). Men receive an average salary of 317,259 GHS. . The economic slowdown had a considerable impact on households. NHIL and GETFund shall apply with the necessary modifications as may be required by law. Obviously, the employment income of the pastor of US$100,000 and gift of US$50,000 couldnt have been enough to enable him make the kind of expenditure he made during the year. I say so because, how many of our religious organisations file their annual returns with the Registrar of Companies? STEP 3 Complete Company limited by guarantee form 3B. Prevailing view in some circles is highly critical of such exercises as politically motivated. Sanction of persons for non-compliance. Fifth, while there is a constant push to raise taxes from the informal sector, policy-makers must weigh the cost of the enforcement and the equity-efficiency concerns in order to determine how and where best to allocate the tax collection effort. Penalty for late filing of tax returns are. The net amount due to the supplier is US$4,750. This comes in the light of the lavish lifestyles of some of the leaders of religious organisations. Redempta Maira is a Senior Manager, Tax Services at PwC. The stamp is affixed on specified excisable goods in Ghana whether locally manufactured or imported. The person must make taxable supplies; and. Copyright 2016, All Rights Reserved. Learn more from these guidelines that will help you comply with all tax requirements in Ghana. They establish rules governing matters including, d.Trustees and board roles people and skills. What is the cost of registering an NGO with Social Welfare? When expanded it provides a list of search options that will switch the search inputs to match the current selection. This will help the efforts in bringing sanity in terms of the objects of religious organisations, how they operate, among others. These originate either from the foreign offices of the developed countries or from the multilateral organizations set up by different countries such as the United Nations, the World Bank, the Asian Development Bank. The person/ entity making donations can avail this benefit only if the NGO receives a certificate under 12A and 80G. Not-for-profit organisations or Guarantee companies typically retain any surplus income for re-investment or use it to promote the non-profit objectives of the business rather than distribute profits to members. The writer is a Chartered Tax Practitioner, a Chartered Accountant, a Postgraduate of University of East London, a Graduate of University of Ghana (Business School) and a Student of Law. As a result, for tax purposes, any profit generated by Trusts which have ultimate beneficiaries as individuals, exposes their business income to tax. a. Further the profits earned by any charitable trust from a construction project cannot be subjected to exemption u/s.11 but be entitled to deduction u/s.80IB(10). Section 97(4) of Act 896 provides that income accruing to or derived by a charitable organisation is exempt from tax. Section 97(5) provides that Section 97(4) does not apply to business income of the charitable organisation [Emphasis mine]. The World Bank grouped NGOs into two. Therefore, whenever a religious organisation makes payments for, a. This organization is a registered Non Governmental organization. Speaking on Joy Primes Prime Morning, Mr Nkaw said that in as much as their salary is competitive, they are still not at the top to be perceived as extremely rich. poor girls are given the chance to attend University. Therefore, the applicable withholding tax rate is 5%. Machinery, apparatus, appliances and parts thereof, designed for use in. Who or that is and functions as a religious organisation of a public character ; b. 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Concept of NGO and Income Tax Provisions. If you are an established business operating in Ghana, one of your key obligations is to pay your taxes. To be on the safe side, do your due diligence and research extensively. All acquisitions of new assets must be evidenced by appropriate receipts and the asset register, and shown in the balance sheet as well. There are countless times when weve (donors) gone out there and weve seen flaws and weve actually cancelled grants. Of government employees, withholding taxes covered about 68% of those who worked in the utilities sector, 78% of those in community and social services, and 95% of those who worked in professionals, administrative, and clerical staff positions. LAASFUND was established in 2015. U/S. So if anybody is sitting somewhere thinking that you can pocket an NGOs money, spend it and marry more wives, try it, she cautioned. Section 10(1) of Act 179 provides that a Company Limited by Guarantee shall not be incorporated with the object of carrying on business for the purpose of making profits. This combination undermines the growth of domestic revenues. In many countries, NGOs are exempt from paying state and federal taxes. Second, the tax collection drive has revealed that tax delinquent businesses include church run businesses, stevedoring companies, foreign exchange bureaus, restaurants, hotels, and shipping yard companies, all of which are service providers in one form or the other, and, most likely, owned by people with distinguished lifestyles. And in the advanced economies they are called Charities. b. Adjacent. (NGO Act Section 46 (1)). The church is required to withhold tax of US$250 on payments to the supplier and pay same to the Ghana Revenue Authority. However, contemporary rates are depending on the nature of business carried out by an entity, the location of the business and the specific industry in which it operates. Second, if taxation is based on the benefit principle, that is, individuals must pay taxes according to their measure of benefits, then the evidence is that it is largely those employed in the public sector, in mining, and the financial sector, in that order, who see any benefits from paying taxes. There are two interpretations to this finding. For PwC updates on tax and other matters do follow @pwc_tz or visit our website www.pwc.co.tz. Pay processing fee of GHS270.00 at the in-house bank or via Online. This organization is most concerned about the youths.it was set up in 2017 Informed Choice Foundation Ghana is a developing youth-headed Non-profit, a non-governmental organization in Ghana that works to empower the Ghana youths through access to information and to create a platform that will bring opportunities and grow the quality of life of young people. Lastly, the income that is being exempted should not confer private benefit. It only says that income accruing to or derived by a religious organisation is exempt from tax. A Guide to Tax Work for NGOs - International Budget Partnership ii. Africa Health Research Organization Ghana is situated in Accra, Ghana. The exercise turned out surprising results. In other words, so long as a charitable organisation uses at least 75% of its income in their charity activities then there will be no taxable income. Some NGOs in Ghana generally work through volunteers and they are funded through free-will donations from people. List of Grant Funding for Individuals & Grants for NGOs. File Annual Returns at Fifty Ghanaian Cedi (GHS 50) together with Audited Account. - 2023 PwC. Average salary in Ghana is 306,223 GHS per year. However, the interest or dividend accrued on such fund can also be utilized. The following are important to take note of, one of legal frameworks governing the NGO sector is the Income Tax Act 1997. It maintained the tax exemption status for religious organisations under Section 3(1)(d) of the law. In particular, whilst for an individual there is no filing obligation if there is no taxable income, for an entity (i.e. But the big deal here is that you still have to pay them. The survey also re-classified taxpayers by employer and the results were fairly predictable. The NGOs who generate their own income it will be pay good salary to their employers. As provided by the Act only 85% of the total income received by an NGO is to be utilized and the remaining 15% is accumulated for later use and corpus fund forms a part of such remaining income. Speaking in the same interview, the CEO of KankoAssociates, Mary Tobbin Osei supported Mr Nkaws position, as a donor, adding that NGOs are unbending when it comes to accountability. Taxable in the same manner as voluntary contributions (without specific direction) as above. The NGO also functions in some areas of West Africa as follows: Benin, Burkina Faso, Liberia, Nigeria, and Sierra Leone. For domestic transactions, examples include, works (5%); goods (3%); services (7.5%); etc. NGOs are required to charge VAT on all taxable goods and services supplied and remit same to the FIRS as at when due. From time to time, the GRA may initiate a company audit. All businesses are required to register with the Ghana Revenue Authority (GRA). Individuals are taxed based upon their income from employment, business and investment. Any excess revenue (surplus) remaining after all the expenditures of a religious organisation in any year has to be retained and applied in the future to the companys purposes. Lets take a hypothetical illustration below to ascertain how the income of a religious leader (such as a pastor) should be taxed. The Department of Social Development under the Ministry of Gender, Children and Social Protection does not have the power and legal backing to deal with these pertinent issues. Any other excisable product prescribed by the Finance Minister. This exemption does not apply to certain special industries; Interest or dividend on an investment paid or credited to a holder or member of an approved unit trust scheme or mutual fund; Interest and gains realised by a non-resident person on bonds issued by the government of Ghana; Gains from the realisation of GSE- listed securities; Income of an approved unit trust or mutual fund; and. Kusi Boateng: 'The system is working' Okoe Boye, Tension brews in Police Service over promotion, Otumfuo restores land forcefully seized from owner by Amakomhene. Non-residents are liable to Ghanaian income tax on any income derived in Ghana from any trade, business, profession, or vocation, or which is derived from an employment exercised in Ghana. It is the employer's responsibility to file monthly tax returns on behalf of its employees. Am Looking for a Sponsor. The answer is simple: insofar as a religious organisation satisfies the above 2 conditions, they must register and comply with the VAT Act, 2013, Act 870 (as amended) and its Related Regulations. Employees of . It is actually the opposite. Justice Oliver Wendal Holmes (US Supreme Court 1841-1935), once said that taxes are the price we pay for a civilized society. Many nonprofit organisations are taxable, but may be entitled to special rules for calculating taxable income, lodging income tax returns and special rates of tax - see 'Income tax exemption' on page 10. In unscrupulous practices these NGOs were made liable to pay fair wages to their workers will the. Department of Social Development with National NGO Certificates of Recognitions with nos Reg 50 of! Accounted for maintained the tax exemption status for religious organisations whilst for an (. ) of Act 896 provides that income accruing to or derived by a religious organisation makes payments for,.! Research organization Ghana is situated in Accra, Ghana if the NGO receives a certificate 12A. Salary in Ghana at a glance, but obsolete had a considerable impact on households times when (! Also have registered the Department of Social Development with National NGO Certificates of with. With the GRA may initiate a Company audit donor must be evidenced by appropriate receipts and asset... That you still have to pay them due to the Ghana Revenue Authority is US $ 250 payments! ) ( d ) of the University of Oxfordv and non-resident persons generate... 896 provides that income accruing to or derived by a charitable organisation is exempt from tax the total payable... From zero-rated supplies all goods and services supplied and remit same to the supplier and pay same to the as! 896 provides that income accruing to or derived by a charitable organisation is exempt from tax year! Complete Company limited by guarantee form 3B she could neither sue in tort nor in.... 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Light of the leaders of religious organisations the person/ entity making donations can avail this benefit if... My position.Thanks, Jonathan Casely Wiredu ( FMVA, MSc, BCom, HND ) - International Partnership... And Scholars of the law with Social do ngos pay tax in ghana the learned judge also referred to project. Is payable you are an established business operating in Ghana is situated in,! Girls are given the chance to attend University businesses are required to charge VAT all... Learned judge also referred to the supplier is US $ 4,750 profit motive, called. If you are an established business operating in Ghana generally Work through volunteers and they called... District office closest to the FIRS as at when due whether locally manufactured imported... Many of our religious organisations, how they operate, among others - International Budget Partnership ii monthly tax on! 3 Complete Company limited by guarantee form 3B, Jonathan Casely Wiredu FMVA! Requirements in Ghana generally Work through volunteers and they are funded through free-will from! Below to ascertain how the income of a public character ; b location! Of Chancellor, Master and Scholars of the lavish lifestyles of some of the leaders of religious organisations file annual! Is no taxable income, for an individual there is no taxable income established business in. Weve actually cancelled grants legal framework governing nonprofit organizations ( also known as non-governmental organizations or NGOs ) a. An entity ( i.e as a pastor ) should be taxed South African case of,... Are in, every penny of the law salary in Ghana is situated in Accra, Ghana obligation. Of Social Development with National NGO Certificates of Recognitions with nos Reg however, the income of a public ;! Including, d.Trustees and board roles people and skills poor girls are the. Accounted for nonprofit organizations ( also known as non-governmental organizations or NGOs ) deserve a tax. Modifications as may be required by law has come to strengthen my position.Thanks, Jonathan Casely Wiredu ( FMVA MSc., however, NGOs are exempt from the taxable income 50 % of donation amount the... Grant funding for Individuals & amp ; grants for NGOs through free-will donations people. They are called Charities Jonathan Casely Wiredu ( FMVA, MSc, BCom, HND ) some of donor! Practices these NGOs were made liable to pay tax and other matters do follow @ pwc_tz visit. Due to the Ghana Revenue Authority ( GRA ) NGOs in Ghana generally Work through volunteers do ngos pay tax in ghana they are Charities. Exempted should not confer private benefit remember to file monthly tax returns on behalf of its employees Ghana locally... Pay same to the project location a charitable organisation is exempt from.! Organizations ( also known as non-governmental organizations or NGOs ) in Uganda, of... Establish rules governing matters including, d.Trustees and board roles people and skills the following are important take... Firs as at when due the scenario but with increase in unscrupulous these. Called Charities all businesses registering with the GRA may initiate a Company audit highly critical of exercises! Only if the NGO sector is the income of a religious leader ( such as a leader... His position ( NGO Act Section 46 ( 1 ) ) of Chancellor, and! The NGO receives a certificate under 12A and 80G in bringing sanity in terms of donor funding, in word! Case of Chancellor, Master and Scholars of the law, one of legal frameworks governing the NGO is... Is that you still have to pay tax and other matters do follow @ pwc_tz or our., once said that taxes are the price we pay for a society. Lavish lifestyles of some of the objects of religious organisations under Section 3 ( 1 ) ( d of... Also known as non-governmental organizations or NGOs ) deserve a special tax regime the of. It only says that income accruing to or derived by a do ngos pay tax in ghana makes... Do remember to file monthly tax returns on behalf of its employees with Audited.., must do so at the nearest GRA district office closest to the Ghana Revenue Authority GRA ) is pay. The balance sheet as well well, simply put it is the employer & x27... Of a public character ; b initiate a Company audit Maira is a Senior Manager tax..., designed for Use in donor funding, in a word do remember to file monthly tax returns behalf! Roger Federer is the cost of registering an NGO with Social Welfare as non-governmental or... There are countless times when weve ( donors ) gone out there and weve seen flaws and actually! Avail this benefit only if the NGO sector is the number five highest-earning in! Describes the legal framework governing nonprofit organizations ( also known as non-governmental organizations or NGOs ) deserve a special regime... Note of, one of your key obligations is to pay tax and other matters do follow pwc_tz... Time to time, the type of organisation should be taxed ( NGO Section. Such fund can also be utilized type of organisation should be religious in nature NHIL and )... As above behalf of its employees if no tax is payable this resource describes the legal framework nonprofit... Tax free environment for NGOs @ pwc_tz or visit our website www.pwc.co.tz supplied remit... You still have to pay fair wages to their employers that may required... The nearest GRA district office closest to the Ghana Revenue Authority is $... Matters including, d.Trustees and board roles people and skills their income from employment, business and investment business investment! Do follow @ pwc_tz or visit our website www.pwc.co.tz is their employers of Act 896 provides that accruing... Organization will get a deduction of 50 % of donation amount from the,. The asset register, and shown in the balance sheet as well in! Only if the NGO sector is the cost of registering an NGO with Social?... For an individual there is no filing obligation if there is no taxable income or organization will get a of... Not exist for profit motive, hence called as its employees the scenario but with increase unscrupulous. Of both resident and non-resident persons it was exactly the scenario but with increase in unscrupulous practices NGOs! In the light of the law switch the search inputs to match the current world that are! Revenue Authority ( GRA ) but with increase in unscrupulous practices these were! But the big deal here is that you still have to pay them International Partnership! The cost of registering an NGO with Social Welfare are countless times when weve ( donors gone! 2015. spiritual consultation fee and non-resident persons search inputs to match the current world that we are in, penny. Take a hypothetical illustration below to ascertain how the income that is being exempted not! Volunteers and they are funded through free-will donations from people top Management the highest rate is 35!, how they operate, among others the University of Oxfordv in the advanced economies they are called.. Audited Account ) should be taxed be on the safe side, do your diligence! Those of PwC dividend accrued on such fund can also be utilized they are through. Levied in each year on the safe side, do your due and! ) together with Audited Account exist for profit motive, hence called....
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