Last modified: April 30, 2020. Significant welcome bonus: You can earn 20,000 points when you spend $1,000 within the first 3 months of account opening. This is the start of good credit. The Wells Fargo Propel American Express® card is definitely one of the best (if not the best) credit cards I’ve ever reviewed. 5. You qualify for this bonus when you haven’t opened another Wells Fargo credit card in the last 15 months and received a signup bonus or introductory offers. The Wells Fargo Propel American Express® Card also ranks highly for its rewards on qualified purchases and a similar introductory APR for new purchases and balance transfers following your new account activation. That is advantageous because with the Wells Fargo Visa Signature your points are worth 1.5 cents each (50% more) when you use them to book airfare through Wells Fargo. The posts on Johnny Jet may contain references to products from one or more of our advertisers. The Wells Fargo Propel American Express® Card breaks the cycle, ... as it is one of the few metal credit cards that doesn’t charge an annual fee. Refer to the Summary of the Go Far ® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel American Express® card. Check out everything this card has to offer in our review. Learn More about the Wells Fargo Propel American Express® card. Cash redemption options by phone or online are redeemable in $25 increments only. Learn More about the Wells Fargo Propel American Express® card. $0.01 per point for most redemption $0.015 per point when you transfer them to the Wells Fargo Visa Signature Card and redeem them for airfare through the Wells Fargo Go Far Rewards portal. Released in July of 2018, the Wells Fargo Propel card has slowly been gaining steam amongst points and miles enthusiasts. Wells Fargo Propel American Express® card full terms and conditions. Become a credit card expert. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. Wells Fargo does not endorse and is not responsible for their content, links, privacy, or security policies. Opens in a new window..←back to content Return to Footnote 4. Password. In the summer of 2018, Wells Fargo released a refreshed cash-back and travel credit card aimed at consumers who seek flexible rewards. You usually need to pay a minimum $95 annual fee to have the prestige of owning one of the best metal credit cards. Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or Wells Fargo will reimburse cardholders who pay their cell service bill with their card if the phone is damaged or stolen. Terms apply. All I read was how to earn the reward points. Item Information. JohnnyJet.com does not include all credit card companies or all available credit card offers. Earn 3x points for each $1 you spend at U.S. Gas Stations, 2x at U.S. If you want a metal card that offers the most travel benefits and highest purchase rewards, consider The Platinum Card® from American Express. I got the propel to use on a 2 week tour of Amsterdam, Brussels and Paris. AMERICAN EXPRESS-WELLS FARGO PROPEL METAL CREDIT CARD. Restaurants and 1x on other purchases (purchases minus returns/credits) 1. You can either apply online or in-branch. Wells Fargo has a huge customer support network. Some customers have commented that this benefit alone is worth it considering Verizon charges for insurance and takes a higher deductible. The Wells Fargo Propel American Express® card offers an intro 0% for 12 months from account opening on purchases. Here’s the offer: Earn 3x rewards points (two bonus points + one standard rewards point) for every dollar you spend on travel, eating out, and gas station purchases. | There’s also an intro APR of 0% for 12 months from account opening on qualifying balance transfers. Paying your monthly cell phone bill with the Propel Card means you are eligible for up to $600 protection for damaged or stolen cell phones. No luck??? Although the value of the Wells Fargo Propel card comes mainly from its rewards, it does offer some nice benefits to cardholders, too. Other Chase Sapphire Reserve benefits include 1:1 airline and hotel transfer partners like Emirates, United, Southwest, and Hyatt. In all the reviews I’ve written, I have yet to come across a credit card that is so heavily loaded with benefits and features. The Wells Fargo Propel American Express® Card breaks the cycle, offering robust rewards without an equally robust annual fee. This card earns major points for that one. Are you thinking about applying for the Wells Fargo Propel American Express® card? It’s similar to the Sapphire Reserve but made from palladium and weighs a whopping 27 grams. Why it's the best Delta credit card with no annual fee: If you want a Delta credit card but don’t want to pay an annual fee, this is the offer for you. Protection covers repairs and replacements for damaged or stolen phones. If you happen to have $10 million in manageable assets, you might qualify for the J.P. Morgan Reserve Card. AMERICAN EXPRESS-WELLS FARGO PROPEL METAL CREDIT CARD. Sign in to check out Check out as guest . Adding to your cart. With more credit cards moving in the premium direction, there’s even more value today in a good card … The recent best public offer is 30k. The minimum recommended credit score for this credit card is 700. If you’re flying, there’s also insurance for lost and damaged baggage. Wells Propel Card. Needless to say, this card is highly recommended. I feel the Wells Fargo propel is by the the superior card , as well as being the best overall no annual fee credit card on the market. From listening to the chatter, I was hearing slightly contradictory reviews about this program, so I spoke to Wells Fargo directly to get the real scoop. Bonus points can be redeemed for travel expenses, gift cards, digital rewards, cash, and even charitable donations. It’s a network of FAQs with every question and answer imaginable. Chase, American Express, and Barclays. Wells Fargo Propel Review. Application Link Wells Fargo Propel AmEx Benefits 20k offer: earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. The card was denied every time except for hotel in Amsterdam, no businesses accept this card, I asked why and was told the fees for American Express were too high. Wells Fargo Propel American Express Card Review 2020.1 Update: The 30k offer is expired. Beginning of popup Notice. For more information, check out the Wells Fargo Propel Card’s Guide to Benefits. It weighs 10 grams, making it one of the lightest metal credit cards. These babies are extremely durable, nice to look at, and super secure. ", The Best Gas Credit Cards for Rewards, Cash Back, and Bonuses, Best Credit Cards For Dining, Restaurants, Takeout, & More 2021, Best Credit Cards for Travel Rewards (2021), How Hard Is It To Get The American Express Platinum Card? End of popup. The Wells Fargo Propel 365 American Express ® Card. Your points are most valuable when booking award flights. (Caterers, bakeries, grocery stores and other miscellaneous places that serve food or operate restaurants on their premises are not considered eating places and restaurants.) Just my personal opinion, I’ve had the card almost three years now, never had a problem, but the only down side is you can only redeem in increments of $25 at a time . And when things look too good to be true, they generally are. $300 Annual Travel Credit, This post contains references to products from one or more of our advertisers. Opens in a new window..←back to content Return to Footnote 4. Wells Fargo does not disclose the exact metals used to make the card, but it weighs 10 grams, which is about twice as heavy as a regular plastic credit card. Getting approved for a credit card requires a little planning. And now, as promised, I’ll explain why. After that, a 14.49% to 24.99% (variable) APR applies. Alternatively, if you (or a friend or family member) hold a Wells Fargo Visa Signature ® Card, you can transfer points earned on the Wells Fargo Propel Amex to the Wells Fargo Visa Signature and redeem for flights through the Go Far Rewards travel portal at 1.5¢ per point. The variety of bonus categories makes it easy to maximize your daily spending. The Wells Fargo Propel is designed for people with good credit. Metal credit cards have been available for 20 years now. american express faq wells fargo wells fargo propel. There is no limit to the number of points you earn and no expiration, either. The Wells Fargo Propel American Express® card isn’t just a pretty face (or sexy rewards program, as the case may be). My Wells Fargo Deals. However, you could still be approved even if you have lower credit scores than what are recommended. The no-annual-fee Wells Fargo Propel American Express® card offers solid cash-back earning rates, especially in millennial-friendly bonus categories such as streaming services, dining and travel. You also get a $300 annual travel credit and complimentary Priority Pass lounge access. Not only is it easy to redeem your bonus rewards, but you can do it in so many different ways. Wells Fargo Propel American Express card Review: The Godfather Of Credit Cards? While all credit card companies are scrambling to give consumers better deals and bigger offers, finding this kind of combination of benefits in one single card is just so rare these days. Articles on Wells Fargo Propel American Express® card. The Wells Fargo Propel card launched to the public on July 16, 2018 and yes, it is a metal card. Wells Fargo Propel American Express Card benefits and perks. The Wells Fargo Propel American Express Card provides 3X reward points for an interesting variety of categories:. You earn up to 3x points on purchases. The Well Fargo Propel card is metal. Turns out, the Wells Fargo Propel American Express® card has an excellent rewards program that is actually better than most competing offers (I’ll explain why after I show you the breakdown.) I know others got metal version contactless, so I am not sure why I did not. The Wells Fargo Propel American Express® card also comes with overdraft protection. Zero liability means if your card information is stolen and used to make fraudulent charges, you won’t be responsible for any of it, and online security protection is a series of security protocols that Wells Fargo uses to keep your information safe. Accelerated Rewards Points Earnings and Powerful Rewards Bonus . Existing Wells Fargo members should pay attention to these two application rules: If you pass both of these restrictions, the Propel Card might be a good option to add to your wallet. If you have a small balance elsewhere, this could be a good solution for paying that off faster. Enter your username and password to securely view and manage your Wells Fargo accounts online. If you’re looking for a good all-around travel cash-back credit card, it’s hard to beat Wells Fargo Propel American Express Card.It lets you rack up rewards on a huge gamut of spending categories while paying zero annual fee and (for the first year) zero interest. Both cards are made of metal and have a $95 annual fee. Unlike many other credit cards that make you choose one or the other, the Wells Fargo Propel American Express® card offers a 0% for 12 months APR introductory offer on purchases and qualifying balance transfers and a points bonus when you sign up. 20,000 Bonus Points. However, all credit card information is presented without warranty. Typically, banks only use metal for some of the best premium credit cards with high annual fees. 20,000 Bonus Points. US Bank Altitude Rewards: Unlike Citi ThankYou or Chase Ultimate Rewards programs, US Bank Altitude Rewards doesn't have a miles transfer feature. Let’s start with the introductory offers (yes, plural). 5. Simply use your eligible Wells Fargo Propel® World American Express Card to pay your monthly cell telephone bill and get up to $600 of cell phone damage and thief protection (subject to a $25 deductible). Applications are open to existing Wells Fargo customers and non-customers. Save my name, email, and website in this browser for the next time I comment. Wells Fargo does not disclose the exact metals used to make the card, but it weighs 10 grams, which is about twice as heavy as a regular plastic credit card. The relaunched Wells Fargo Propel American Express® card is designed as a rewards credit card with nice travel-related features, and its generous balance transfer benefits, solid rewards offered for everyday purchases and some extra perks and features thrown in for good measure could make this generally an excellent addition to your wallet. You also get a Global Entry or TSA PreCheck fee credit. All remaining purchases earn unlimited 1 point per $1 spent. You can easily stretch your miles by transferring to the 1:1 Membership Rewards transfer partners like Delta, Emirates, British Airways, and Singapore Airlines. But did you know there is a Wells Fargo metal card that doesn’t have an annual fee? Last Updated on January 16, 2021 by Paige. You will earn additional rewards points through a Relationship Bonus if you maintain a qualifying consumer Wells Fargo … Wells Fargo and American Express have launched an enhanced Propel card. The Wells Fargo Propel American Express® Card is a rare gem that lets you earn accelerated rewards on gas, dining, travel and popular streaming services like Netflix, Hulu, Apple Music and more. Generally, if you want to get a high earn rate rewards program, you’re going to have to pay for it with an annual fee. You have highest approval odds for the Wells Fargo Propel with a 670 credit score. Wells Fargo Propel Review. Every other purchase rewards you with one point per dollar. The amount many people spend on gas alone should sway you to use a Propel Amex and can add in significant value compared to a CSR. I've been thinking about this card for a while now and pulled the trigger last night. So, I started researching the Wells Fargo Propel American Express® card, and here’s what I found out. Amazing. Given its robust rewards, profuse perks, and lack of an annual fee, the Wells Fargo Propel American Express® Card has few downsides — except for the credit requirement. The Capital One Venture Rewards Credit Card earns unlimited 2 miles per $1 on every purchase (Uber Eats purchases earn 5x miles per $1, through Jan. 31, 2021). Reviewed by: Michael Pruser Getting approved for a credit card requires a little planning. The Wells Fargo Propel American Express® card has taken the best parts of almost every credit card category and bundled them up into one colossal piece of metal (not plastic!) Wells Fargo Propel Review. When you toss in all the added benefits like cell phone protection, travel insurance, and shopping benefits, the Wells Fargo Propel American Express® card simply blows all other credit cards clear out of the water. Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. There is a $95 annual fee but you don’t have to worry about foreign transaction fees. The eating out category includes restaurants, bars, pubs, caterers, and even grocery store meals. The Wells Fargo Propel American Express® card charges a 5% balance transfer fee but that fee is reduced to 3% if you make your transfer in the first 120 days from the account opening. Price: US $79.99. Here are some more perks you’ll get from this fantastic credit card: You can get up to $600 per claim in cell phone protection when you pay your cell phone bill with the Wells Fargo Propel American Express® card. Suffice it to say, you’re covered if you travel with this card. We may receive compensation when you click on links to those products. For example, the travel category includes airline tickets, hotels, rental cars, cruises, travel agencies, travel sites, and campground purchases. However, the 50% flight redemption bonus is a worthy tradeoff. Most credit card offers require very good credit. Additionally, you’ll also earn 3x points (two bonus points + one standard rewards point) for popular streaming services including Apple Music, Hulu, Netflix, Pandora, and Spotify Premium. With no annual fee, a rewards program that has a far-reaching earn net, and a 0% for 12 months APR introductory offer on purchases and qualifying balance transfers (the ongoing purchase and balance transfer APR is 13.99%-25.99% (Variable)), people have been saying for years that a credit card like this is too good to be true. The new card, designed in encapsulated metal, allows cardholders to earn rich rewards without an annual fee. After the introductory period, the Wells Fargo Propel American Express® card APR goes up to 13.99%-25.99% (Variable). when you spend $1,000 in purchases in the first 3 months - a $200 cash redemption value. With 3x points in popular categories and a sleek metal design, the Propel offers great rewards with a touch of luxury. Newsletter. The Wells Fargo Propel American Express® card has taken the best parts of almost every credit card category and bundled them up into one colossal piece of metal (not plastic!). Cash advances and balance transfers do not apply for purposes of this offer and may impact the credit line available for this offer. So I’m a little bummed out about that b/c I was looking forward to some of these types of purchases qualifying under the full 3 point reward category. This is a huge category, that covers tons of fringe benefits. There’s also roadside assistance and emergency towing. While not as attractive as the introductory rate, this is actually a better variable rate than a lot of other cards. The card previously earned 3x points at gas stations, 2x points at U.S. restaurants and 1 point per dollar everywhere else. You also have the opportunity to earn 20,000 bonus points by spending $1,000 in the first 3 months. The card details on this page have not been reviewed or provided by the card issuer. We may receive compensation when you click on links to those products. If you don’t know your credit score, use our free, We invite readers to respond with questions or comments. | otherwise endorsed by any of these entities. Cardholders also get Worldwide Travel Accident Insurance coverage up to $150,000. 50,000 Bonus Points. I'll be using it for gas while not on the … The card hits every high note, offering 20,000 bonus points after spending $1,000 in the first three months, a 0% intro APR on purchases and qualifying balance transfers for 12 months (then the standard rate applies) AND a rewards program that offers 3 points per dollar spent on travel, gas station and restaurant purchase. Wells Fargo and American Express have launched an enhanced Propel card. The Wells Fargo Propel American Express® card is the newest member of the Wells Fargo credit card family. Remember, the Wells Fargo Propel American Express® card is a no annual fee credit card that has an awesome rewards program. Is the Amex Wells Fargo Propel card made of metal? The no-annual-fee Wells Fargo Propel American Express® card offers solid cash-back earning rates, especially in millennial-friendly bonus categories such as streaming services, dining and travel. The information related to Wells Fargo Propel American Express® Card has been collected by Johnny Jet and has not been reviewed or provided by the issuer or provider of this product or service. The updated card – which comes in the form of encapsulated metal – offers a 3-point bonus on dining, travel, transit and select streaming services and 1 point per dollar on all other purchases. WELLS FARGO PROPEL POINTS. ” If you’re within 670–739 for FICO and 700–749 for VantageScore, you’re considered to have good credit. For an explanation of our Advertising Disclosure, visit this page. Plus, you can reach out to the Wells Fargo community, ask questions, browse discussions, and see what everyone has to say. Most credit card offers require very good credit. Wells Fargo Propel American … Coronavirus: Should You Travel to Europe Right Now? Next, let’s dive into the rewards program. I have to use my Visa now which is accepted everywhere and will dispute fees when I return to the States. Why We Like It There are a lot of reasons to seriously consider Wells Fargo Propel. Here are the highlights of what the new Wells Fargo Propel metal card offers: Each point is worth 1 cent and can be redeemed for cash back or statement credits. One of the first was the ultra-luxury Amex Centurion in 1999. New cardmembers can earn 75,000 bonus Membership Rewards® Points after spending $5,000 on purchases in the first 6 months of account opening. Refer to the Summary of the Go Far ® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel American Express® card. The newest no-annual-fee metal credit card is the Wells Fargo Propel card from American Express. These babies are extremely durable, nice to look at, and super secure.